Croatia Tax Calculator 2026

Must prove minimum €2,540 monthly income or €30,480 annually. Higher than some countries but ensures financial stability. Income from remote work or business.

Initial permit valid 1 year. Can be extended. Allows full-year residence. Renewable process available.

Specifically for non-EU/EEA/Swiss citizens. EU citizens have free movement rights anyway. Visa targets remote workers from outside Europe.

MOST IMPORTANT: Foreign income from remote work COMPLETELY TAX-EXEMPT in Croatia. Work for US, UK, Asian company - pay ZERO Croatian tax on that income. Only Croatian-source income taxed. Huge advantage.

Even staying full year doesn't trigger tax on foreign income if on Digital Nomad permit. Special exemption overrides normal residency rules. Designed to attract remote talent.

Digital nomads typically don't pay Croatian social security on foreign income. May need coverage in home country. Check bilateral agreements.

Applies to annual income up to €60,000 (€5,000/month). Default rate if locality doesn't set own. Municipalities can choose 15-20%, towns 15-21%, cities 15-22%, Zagreb 15-23%.

Applies to annual income above €60,000. Default rate. Municipalities can choose 25-30%, towns 25-31%, cities 25-32%, Zagreb 25-33%. Only portion above €60k taxed at higher rate.

13 municipalities changed rates for 2026. Check specific locality. Most use default 20%/30%. Rates set by November 30 each year for next year.

All taxpayers entitled to basic personal allowance. Reduces taxable income. Amount adjusted periodically. Applied automatically.

Extra allowances for dependent spouse, children, disabled family members. Each dependent adds to non-taxable amount. Significantly reduces tax for families.

Approximately 16.5% total employee contributions. Exact breakdown: pension insurance (~10%), health insurance (~3.5%), unemployment (~2%), minor contributions (~1%).

Contributions calculated up to €11,958 monthly (6.0 × average salary). Income above ceiling not subject to contributions. Benefits high earners.

Employer pays approximately 20% on top of gross salary. Covers health insurance, pension contributions. Not deducted from employee pay.

Total employee + employer ~36.5%. Moderate compared to Western Europe (France 65%, Belgium 53%). Competitive for businesses.

Minimum monthly base for contribution calculation (0.38 × average salary). Cannot calculate contributions below this for full-time work.

Higher minimum gross for company directors and craftsmen keeping books. If paid less, Tax Administration calculates difference at year-end.

Dividends from Croatian and foreign companies taxed at 12%. Final withholding tax. One of lower dividend rates in EU. Favorable for shareholders.

Gains from selling securities taxed at 12%. Includes stocks, bonds, funds. Some long-term holding exemptions may apply. Check specifics.

Crypto capital gains taxed at 12%. Trading, selling crypto subject to tax. Mining and staking income also taxable. Must be declared.

Interest from deposits, bonds generally 12%. Withheld at source if through Croatian institution. Foreign interest must be declared.

3% tax on property market value when buying. Both buyer and seller pay. Separate from capital gains. Applies to all property sales, gifts, inheritances.

Property tax on holiday homes and non-primary residences. Primary residence generally exempt. Rates set locally.

Must be Croatian citizen who lived abroad minimum 2 consecutive years. Must return to work in Croatia. Applies to employment income.

ZERO income tax on wages for 5 years from return. Massive financial benefit. Only applies to employment income, not capital income. Social contributions still apply.

Addresses brain drain. Encourages skilled Croatians working in Western Europe, US, to return. Particularly targets young professionals, tech workers, engineers.