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Finland Corporate Tax 2026: 20% CIT Rate, VAT 25.5% & Business Guide

What taxes does your business pay in Finland in 2026? Flat 20% corporate rate, 25.5% VAT, R&D deductions, withholding taxes, and filing rules for Oy, branch offices, and sole traders.

Corporate Tax 20%Osakeyhtiö (Oy)VAT 25.5%R&D Deduction 150%Loss Carryforward 25 years
Updated: February 28, 2026
Finland taxes companies at a flat 20% corporate income tax (CIT) rate — one of the lowest in the Nordic region. This applies to resident companies (Osakeyhtiö / Oy) on their worldwide income and to permanent establishments of foreign entities on Finnish-source income only. From 2026, loss carryforward extends from 10 to 25 years. The standard VAT rate (arvonlisävero / ALV) is 25.5%, with a reduced rate of 13.5% on food, restaurants, and books (down from 14% as of January 2026), and 10% on newspapers and magazines. Employers contribute an average of ~17.10% in pension insurance plus additional social charges. Companies benefit from a 150% R&D super-deduction (for cooperation with research organisations, 2022–2027) and a 20% green investment tax credit for large net-zero projects. The government has announced a further CIT cut to 18% from January 2027. Below is the full breakdown of rates, deductions, withholding taxes, and filing rules.
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Corporate Tax Rates by Business Structure

Tax Residency and Rates

A company is a Finnish tax resident if it is incorporated in Finland or has its place of effective management in Finland. Residents pay 20% CIT on worldwide income. Non-residents pay 20% CIT only on Finnish-source income through a permanent establishment. There is no distinction in rate between retained and distributed profits at the company level.

Finnish residents: 20% on worldwide income

Non-residents: 20% on Finnish-source income via permanent establishment

No local or municipal income tax on companies

Pillar Two global minimum tax rules apply from financial year 2024 onwards

Planned CIT reduction to 18% from January 2027

Osakeyhtiö (Oy) — Limited Liability Company

Corporate Tax Rate

20%

Flat rate on profits

Minimum Share Capital

No minimum

Removed since 2019

WHT on Dividends (non-residents)

20–30%

Reduced by treaties

Most common business form in Finland

Separate legal entity, limited liability

Profits taxed at 20% at company level

Dividends from other Finnish Oy companies often tax-exempt

At least one director must reside in the EEA

Toiminimi — Sole Trader / Self-Employed

Tax Rate

Progressive

State tax 0–44.25% + municipal avg. 7.57%

Capital Required

None

No minimum

Liability

Unlimited

Personal assets at risk

Business income split into earned and capital income

Capital income portion taxed at 30% (34% above €30,000)

No separate legal entity

Full personal liability for debts

Suitable for freelancers and small businesses

Branch (Sivuliike) of Foreign Company

Tax on Finnish Profits

20%

CIT on Finnish-source income

No Branch Profit Tax

0%

No extra WHT on repatriated profits

Liability

Parent Company

Parent fully liable

Taxed only on Finnish-source income at 20%

No withholding tax when remitting profits to the parent

Must register with Finnish Trade Register and Tax Administration

Can benefit from R&D deductions if R&D activities are in Finland

Subject to same group contribution rules as resident companies

VAT (Arvonlisävero / ALV)

VAT Rates in Finland 2026

Finland's standard VAT rate is 25.5% — one of the highest in the EU. Two reduced rates apply. The 13.5% rate covers food, restaurant and catering services, books, accommodation, passenger transport, and animal feed (reduced from 14% as of 1 January 2026). The 10% rate covers newspapers and magazines. Zero rate applies to exports and intra-EU supplies. VAT registration is mandatory once annual turnover exceeds €20,000.

Standard rate: 25.5% — most goods and services

Reduced rate: 13.5% — food, restaurants, books, transport, accommodation (from Jan 2026)

Reduced rate: 10% — newspapers, magazines

Zero rate: exports, intra-Community supplies

Exempt: healthcare, education, financial and insurance services

VAT registration threshold: €20,000 annual turnover

VAT Filing

VAT returns are filed via the MyTax (OmaVero) online portal. The filing period is monthly by default. Companies with annual turnover up to €100,000 may file quarterly; those up to €30,000 may file annually. The deadline is the 12th of the second month following the reporting period.

Monthly filing: default for most businesses

Quarterly filing: turnover up to €100,000 per year

Annual filing: turnover up to €30,000 per year

Deadline: 12th of the second month after the period

Deductions, Incentives & Loss Rules

R&D Tax Deductions

Finland offers strong R&D tax incentives to attract innovative companies. There are two parallel schemes in 2026. First, a general combined R&D deduction applies permanently from 2023 onwards: a 50% additional deduction on eligible R&D costs (minimum €5,000, maximum €500,000 per year), plus an extra 45% deduction on any year-on-year increase in R&D spending. Second, a cooperation-based deduction of 150% applies on R&D subcontracting costs paid to recognised research organisations (for tax years 2022–2027, minimum €5,000, maximum €500,000).

General R&D deduction: 50% of eligible R&D costs (from 2023, permanent)

Extra deduction for R&D growth: 45% of the increase vs. previous year

Cooperation deduction: 150% on R&D subcontracting with research organisations (2022–2027)

Minimum deduction: €5,000 per year; Maximum: €500,000 per year

Green Investment Tax Credit

A 20% tax credit applies to large-scale investments in the net-zero economy, including renewable energy, green hydrogen, and industrial decarbonisation. The maximum credit is €150 million per company or group. The credit is deducted from corporate income tax over 20 years from the tax year the investment is completed.

Credit rate: 20% of eligible investment costs

Eligible sectors: renewable energy, green hydrogen, carbon capture

Maximum credit: €150 million per company or group

Spread over 20 years starting from year of investment completion

Loss Carryforward

From 2026, tax losses can be carried forward for 25 years (extended from the previous 10-year limit). This applies to losses confirmed for the 2026 tax year and later. There is no loss carryback. Losses expire if more than 50% of shares in the company change hands during the loss year.

Loss carryforward: 25 years (for losses from 2026 onward)

Previously: 10 years

No loss carryback

Losses lost if >50% of shares change ownership during the tax year

Withholding Taxes

WHT on Dividends, Interest, and Royalties

Dividends paid by Finnish companies to non-resident corporations are subject to 20% WHT; to non-resident individuals, 30% WHT. These rates are frequently reduced by Finland's 80+ tax treaties (typically to 0–15%). Dividends paid to qualifying EU parent companies under the EU Parent-Subsidiary Directive (with ≥10% shareholding) are exempt from WHT. Interest paid to non-residents is generally not subject to WHT. Royalties to non-resident companies are taxed at 20%; to non-resident individuals at 30%.

Dividends to non-resident companies: 20% WHT (reduced by treaties)

Dividends to non-resident individuals: 30% WHT (reduced by treaties)

EU Parent-Subsidiary Directive: 0% WHT if parent holds ≥10%

Interest to non-residents: 0% WHT (generally exempt)

Royalties to non-resident companies: 20% WHT

Finland has tax treaties with 80+ countries reducing WHT rates

Employer Taxes & Social Contributions 2026

Employer Social Security Contributions

Finnish employers pay several mandatory social charges on top of gross wages. The largest is the employment pension insurance (TyEL) at an average of 17.10% for employers. Unemployment insurance is graded: 0.31% on wages up to €2,509,500 and 1.23% above that. Employers also pay health insurance (sickness insurance) of about 1.53%, statutory accident insurance (average ~0.51%), and group life premium (average ~0.06%). The total employer burden is roughly 19–21% of gross wages.

Employment pension (TyEL): average 17.10% of gross wages (employer share)

Unemployment insurance: 0.31% up to €2,509,500 / 1.23% above

Health (sickness) insurance: ~1.53% of gross wages

Accident insurance: ~0.51% average

Group life premium: ~0.06%

Employee pension contribution (TyEL): flat 7.30% in 2026 (same for all ages)

Filing & Compliance

Corporate Tax Return Deadlines

The Finnish tax year follows the calendar year (1 January – 31 December), though companies can use a different accounting period. The corporate income tax return must be filed within 4 months of the accounting period end. For calendar-year companies, the deadline is 30 April. Using a registered tax advisor may grant an automatic extension to end of May. Companies file advance (prepayment) tax during the year. All filings go through the MyTax (OmaVero) portal, Finland's digital-first tax system.

Tax return deadline: 4 months after accounting period end (30 April for calendar-year companies)

Extension with tax advisor: typically until end of May

Advance tax prepayments: typically on 23rd of each month, including September and December

All filings via MyTax (OmaVero) online portal

Business registration: Finnish Trade Register + Tax Administration (Y-tunnus required)

Frequently Asked Questions

What is the corporate tax rate in Finland for 2026?

The corporate income tax (CIT) rate is a flat 20% for all companies, including limited liability companies (Oy), cooperatives, and permanent establishments of foreign entities. This rate has been in place since 2014. The Finnish government has announced a reduction to 18% effective from January 2027.

How are dividends taxed in Finland?

Dividends received by Finnish companies from other Finnish companies are generally tax-exempt. Dividends paid to non-resident companies are subject to 20% withholding tax; to non-resident individuals, 30%. EU parent companies holding at least 10% of the Finnish company's capital pay 0% WHT. Most tax treaties reduce the standard rates to 5–15%.

What are VAT rates in Finland for 2026?

The standard VAT rate is 25.5%. The reduced rate of 13.5% applies to food, restaurant services, books, accommodation, passenger transport, and medicines (reduced from 14% on 1 January 2026). The 10% rate applies to newspapers and magazines. VAT registration is mandatory once annual turnover exceeds €20,000.

Can losses be carried forward in Finland?

Yes. From 2026, losses can be carried forward for 25 years (extended from 10 years). This applies to losses confirmed for tax year 2026 and later. Losses are forfeited if more than 50% of the company's shares change ownership during the tax year in which the loss arises.

What R&D tax benefits are available in Finland in 2026?

Two schemes run in parallel. The general combined R&D deduction (permanent from 2023): 50% additional deduction on eligible R&D costs + 45% extra for year-on-year growth in R&D spending. The cooperation-based deduction (2022–2027): 150% deduction on R&D subcontracting costs paid to recognised research organisations. Both schemes have a minimum of €5,000 and maximum of €500,000 per year.

What employer social contributions does a Finnish company pay?

Employers pay average 17.10% in employment pension insurance (TyEL), graded unemployment insurance (0.31% up to €2,509,500, then 1.23%), health insurance (~1.53%), accident insurance (~0.51%), and group life premium (~0.06%). Total employer burden is approximately 19–21% of gross wages.

When must a corporate tax return be filed in Finland?

The tax return is due 4 months after the end of the accounting period. For companies using the calendar year, this means 30 April. Using a professional tax advisor can extend the deadline to the end of May. Advance tax prepayments are made monthly via the MyTax (OmaVero) portal.

What is the tax rate for foreign key employees in Finland from 2026?

The flat withholding tax rate for qualifying foreign key employees (specialists) dropped from 32% to 25% on 1 January 2026. To qualify, the employee must move to Finland from abroad and receive a monthly salary of at least €5,800. The flat rate applies for up to 7 years.

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Disclaimer

This article provides general information about corporate taxation in Finland and should not be considered professional tax, legal, or financial advice. Tax laws are complex and vary based on specific business circumstances, structure, industry, and international operations. Consult a qualified Finnish tax advisor or the Finnish Tax Administration (Vero) for specific guidance. Information current as of February 2026 and subject to legislative change.